Factors Influencing Payments Behavior among Customers of Islamic Retail Financing
Zaifirol Shaharudin , Mohd Naili Ahmad Basri, Mohd Yaziz Bin Mohd Isa

This paper determines factors influencing payments behavior of Islamic retail financing. By using data from 50 questionnaires, two (2) independent variables are tested to investigate the payments behavior. The factors are income per month and percentage of saving. The investigation towards the determining factors is important for the financial institutions to enhance the existing policy and procedure in credit processing and financing supervisions of Islamic retail financing.

Full Text: PDF     DOI: 10.15640/jibf.v4n2a5